Last updated: 11 October 2026. By using digivcard360.in ("DigiVCard360", "we", "us") you agree to these terms. The service is operated by Right Win Medias, 195- Anthonipuram, Suramangalam, Salem 636 005, Tamil Nadu, India. Website: https://rightwinmedias.com. Email: info.rwm@gmail.com.

1. The service

DigiVCard360 lets you create and share digital business cards and mini web pages with your details, products, photos, videos and links.

2. Who can use it

You must be at least 18 years old and able to enter a legal contract. You must use the service only for lawful business or personal purposes.

3. Your account

You must give correct information and keep your password safe. You are responsible for everything done through your account.

4. Your content

You own what you post. You allow us to store and show it as part of your card. You must have the right to use all photos, videos, names, logos and text you add. Text written by the AI helper is only a draft. You must check that it is true and correct before you publish it, and you are responsible for it.

5. What is not allowed

• Illegal, fake, misleading, hateful or adult content.
• Promoting scams, gambling, banned goods or unlawful services.
• Copying other people's work or pretending to be another person or business.
• Spam, harassment, or trying to harm or break the site.

6. Reports, review and removal

Anyone can report a card using the "Report this card" button. We may pause, hold for review, edit, deactivate or remove any card that breaks these terms or that is reported, with or without notice. A card may be paused automatically after several reports, or held for review if it contains certain words. We will try to email the card owner about status changes. We may share the details of a report with the card owner.

7. Verified badge

The Verified badge is given after a basic check that the business exists. It is not a guarantee of the quality of any product or service. We may refuse or remove the badge at any time.

8. Plans and payments

• Free and paid plans (Pro, Business and Agency) and their features are shown on our Pricing page. Paid plans are sold for 1, 2 or 3 years. Prices are in Indian rupees and include GST at 18%. The price shown on the Pricing page when you pay is the price you pay. Prices may change with notice; a change does not affect a plan you have already paid for.
• How to pay: choose a plan (and any add-ons) on the Pricing page. Pay by UPI, using the QR code or the "Pay in UPI app" button, or by bank transfer, to the details shown on that page. Then send the UTR (payment reference) and a screenshot of the payment to us on WhatsApp at +91 98427 16692. The form on the Pricing page opens WhatsApp with these details ready. We do not use a payment gateway. If you need a quotation (a proforma invoice, not a tax invoice) before you pay, ask us on WhatsApp or email. A quotation is valid for 7 days.
• Activation: we switch on your plan by hand after we check that the payment has reached our bank account. A screenshot alone is not enough, so please keep your UTR and screenshot until your plan is active. Your plan starts on the day we activate it, or, if you renew an active plan, when your current period ends.
• GST invoice: after we confirm your payment we issue a GST tax invoice and send it to you on WhatsApp or by email. The price you paid already includes GST, and the invoice shows the break-up. Please give correct billing details (name, address, state and, if you have one, GSTIN) when you pay. A tax invoice cannot be edited once issued; if a correction is needed we issue a credit note and a new invoice as the law requires. Tamil Nadu customers are charged CGST and SGST; customers in other states are charged IGST.
• A paid plan is active for the period shown on your invoice. We send renewal reminders on WhatsApp or by email before and after it ends. Plans do not renew automatically. When a paid plan ends, your account returns to the Free plan and its limits.

9. Refund and cancellation

• You can stop using a paid plan at any time. It stays active until the end of the paid period.
• Refunds: you may ask for a full refund of the amount paid within 7 days of your first purchase of a paid plan. After 7 days, and for later purchases or renewals, payments are not refundable unless required by law.
• To ask for a refund, email info.rwm@gmail.com or message us on WhatsApp with your invoice number. We reply within 2 working days.
• Approved refunds are sent by UPI or bank transfer to the account the payment came from, within 7 to 10 working days. For a refunded invoice we issue a credit note as the GST law requires.
• Cards removed for breaking these terms are not eligible for a refund.

10. Review tools

• You may use Review Booster only to ask real customers for their honest opinion. You must not write, buy, sell or exchange fake reviews, offer rewards or discounts in return for reviews, or ask only happy customers to review you.
• Drafts created with AI help are suggestions based on what the customer chose. The customer must change them so they say what they really experienced, and posts them on Google themselves.
• You are responsible for following Google's rules for reviews and business listings. We are not responsible if Google removes a review or takes action on a listing.
• Reply drafts are suggestions. Please read them and post them yourself.

11. QR codes

• You must not use QR Studio for scams, malware, adult or illegal content, or to hide where a link really goes.
• We may pause or remove any QR code, and may block websites, if we receive reports or believe these terms are broken. Dynamic QR codes on the Free plan show a notice with a Report link before the visitor continues.
• Static QR codes contain their information inside the code and keep working even if your account ends. Dynamic QR codes stop working if they are paused, expired or deleted.
• Test every printed QR code with at least two phones before you print in bulk. We are not responsible for printing costs.

12. AI credits

• Each plan includes a monthly number of AI credits. A credit is used when the AI writes a review draft or a reply. Unused monthly credits do not roll over.
• Extra credit packs stay on your account until used. Credit packs are not refundable once any credit from the pack has been used.

13. Pitch Studio (networking presentations)

• Pitch Studio is free to use within the monthly limit of your plan. We may limit, pause or remove access at any time, for example if the tool is misused.
• It is an independent tool by Right Win Medias and DigiVCard360. It is not affiliated with or endorsed by BNI or any networking organisation.
• Presentations are drafts written by AI from the details you give. You must check every name, fact and number, and read Tamil or other language text once to make sure the wording sounds right. You are responsible for what you say.

14. Service delivery

This is a digital service. Your plan is activated online after your payment is confirmed. No physical goods are shipped.

15. Custom domain

Custom domains are available on selected plans and need our approval. You must own the domain and set it up as we instruct. We may remove a custom domain if the plan ends, the domain is not set up correctly, or these terms are broken. Your normal DigiVCard360 card link continues to work.

16. Messages from visitors

If you turn on the Contact form, visitors' messages are sent to you. You must use this information only to reply to them and must follow the law when doing so.

17. Third-party services

The service uses or links to third parties such as WhatsApp, YouTube, Google and payment providers. We are not responsible for their services or content.

18. Availability

We try to keep the service running but do not promise that it will always be available or error free. We may change or stop features with reasonable notice.

19. Liability

To the extent the law allows, we are not responsible for indirect or business losses, or for what users post on their cards or for dealings between users and their customers. Our total liability to you is limited to the amount you paid us in the last 3 months.

20. Ending your account

You may stop using the service and ask us to delete your account at any time. We may suspend or close accounts that break these terms.

21. Changes to these terms

We may update these terms. Continuing to use the service after a change means you accept the new terms.

22. Governing law

These terms follow the laws of India. Any dispute will be handled by the courts at Salem, Tamil Nadu.

23. Payments on a card (UPI and bank details)

• On paid plans you may show your own UPI ID, a UPI QR code and bank details on your card so visitors can pay you directly.
• Enter only your own details. Do not use another person's UPI ID or bank account, and do not use this feature to cheat or mislead anyone.
• The money goes directly from the visitor to you. DigiVCard360 does not receive, hold, check or guarantee any payment, and is not a party to any sale between you and a visitor. Disputes, refunds, delivery and taxes are between you and the visitor.
• Always check your bank or UPI app before you deliver anything. A screenshot alone is not proof of payment.
• Visitors should check the payee name in their UPI app before paying. Anyone can report a card using the Report link. We may hide a card, remove its payment details or close the account if we think it is being used for fraud.

24. Contact

Right Win Medias
195, Anthonipuram, Suramangalam, Salem 636 005, Tamil Nadu, India
GSTIN 33AJSPM2009A2ZN
WhatsApp and mobile: +91 98427 16692
Office phone: +91 94426 16692
Email: info.rwm@gmail.com
Hours: Monday to Saturday, 10 am to 7 pm. Sunday on WhatsApp only.
Websites: https://digivcard360.in and https://rightwinmedias.com